Education Loan
Bridge the Gap to Global Excellence.
Goodfind Wealth empowers the leaders of tomorrow with comprehensive education financing. From local degrees to Ivy League dreams, we provide the capital needed to focus on your grades, not the bills.
Study Abroad
Unsecured and secured funding for top universities in the USA, UK, Canada, Australia, and Germany.
Domestic Studies
Covers premier Indian institutes (IITs, IIMs, ISB) with specialized interest rate subvention schemes.
Skill Development
Financing for vocational courses, executive MBAs, and specialized pilot training or medical residencies.
The "Learn Now, Pay Later" Philosophy
We offer a generous moratorium period that covers the entire duration of your course plus an additional 6-12 months, so you only start repaying once you are employed.
Scholar Advantages
100% Cost Coverage
Includes tuition fees, hostel charges, books, equipment, and even one-way travel for international studies.
No Collateral (Up to ₹7.5L)
Avail unsecured loans based purely on your admission letter and academic track record.
Tax Benefits (Sec 80E)
Parents or students can claim 100% tax deduction on the interest paid for up to 8 consecutive years.
Pre-Visa Disbursal
Get a formal sanction letter or fund disbursement as required for your F1, J1, or Tier 4 visa applications.
Flexible Repayment
Choose between simple interest during the course or a total EMI holiday until you get placed.
Global Forex Support
Integrated solutions for wire transfers and forex cards at competitive rates for international students.
Student & Co-Applicant Merit
Student Criteria
- ✔ Nationality: Indian Citizen
- ✔ Admission: Confirmed seat in a recognized college
- ✔ Academics: Consistent 60%+ in previous qualifications
- ✔ Entrance: Valid scores in GRE/GMAT/SAT/CAT (if applicable)
Co-Borrower (Parent/Gaurdian)
- ✔ Stable Income: Salaried or Self-employed
- ✔ Credit Score: 700+ preferred
- ✔ Relationship: Immediate family member
- ✔ Documentation: Primary bank and tax records
Admission & Visa Checklist
Academic Records
10th, 12th, and Graduation mark sheets. Entrance exam scorecards (IELTS/TOEFL/GRE).
Proof of Admission
Offer letter, I-20 Form (USA), or CAS (UK). Fee structure breakdown from the university.
Financial Proofs
Co-applicant’s last 2 years ITR, 6 months bank statement, and latest salary slips.
Future Repayment Calc
Plan your career journey. Estimate your EMIs post-graduation.
POST-GRADUATION EMI
₹ 26,987
Total Interest Paid₹ 12,38,440
Total Cost₹ 32,38,440
Academic Fee Schedule
| Component | Standard Schedule |
|---|---|
| Interest Rate (Domestic) | 8.50% to 11.50% |
| Interest Rate (International) | 10.25% to 14.00% |
| Processing Fee | NIL for many domestic courses | Up to 1% for Global |
| Moratorium Period | Course Duration + 6-12 Months Grace |
| Insurance Premium | Mandatory for Abroad (One-time or part of loan) |
Student Knowledge Base
What is a Moratorium?
It is a repayment holiday. You are not required to pay the principal or EMI during your course study time.
Can I apply for a visa with this?
Yes, we provide the "Sanction Letter" required by embassies to prove "Proof of Funds" for your student visa.
What if I don't have collateral?
Unsecured loans are available for premier universities based on the "Future Income" potential of the student.
