Personal Loan
Bespoke Capital for the Visionary.
Goodfind Wealth and Ventures Pvt Ltd is not just a lender; we are your strategic financial partner specializing in providing high-quantum, unsecured personal loans.
Lifestyle & Aspirations
Finance international travel, high-end weddings, or premium luxury acquisitions with credit lines that respect your lifestyle.
Asset Consolidation
Optimise your debt-portfolio by consolidating high-interest credit cards into one manageable monthly EMI.
Career & Education
Invest in Ivy League certifications or Executive MBAs to skyrocket your future earning potential.
Our Mission & Vision
Our mission is to simplify access to financial solutions by combining trust, technology, and transparency—empowering individuals and businesses to grow confidently with ethical lending practices.
Personal Loan Advantages
High Loan Eligibility
Avail personal loans up to ₹50 Lakhs with no collateral requirement. Designed to support salaried professionals, self-employed individuals, and business owners.
Fully Digital Process
Complete your personal loan application with 100% digital KYC and e-signing. No paperwork, no branch visits—apply from anywhere, anytime.
Quick Approval & Disbursal
Get instant eligibility checks and fast loan approvals. Funds are disbursed directly to your bank account within a short turnaround time.
Flexible Repayment Options
Choose convenient EMI tenures ranging from short-term to long-term, tailored to match your monthly income and financial comfort.
No Hidden Charges
Enjoy transparent pricing with clearly defined interest rates and fees. No surprise costs during or after loan processing.
Foreclosure & Part-Payment Freedom
Make part-payments or close your personal loan early with minimal or zero prepayment penalties after the lock-in period.
Eligibility Merit System
Salaried Class
- ✔ Age: 21 – 60 Years
- ✔ Minimum Income: ₹25,000 Net per Month
- ✔ Employment Sector: MNC / Government / Grade-A Private Ltd
- ✔ Minimum Work Experience: 1 Year
- ✔ Stable Employment & Salary Credits
- ✔ Good Credit Score Preferred
- ✔ Active Bank Account with Regular Transactions
Self-Employed
- ✔ Business Experience: Minimum 3 Years
- ✔ Annual Income: ₹5 Lakhs ITR or Above
- ✔ Professionals: Doctors / CAs / Architects / Consultants
- ✔ Valid Business Registration & PAN
- ✔ Latest ITR & Financial Statements
- ✔ Consistent Business Turnover
- ✔ Clean Credit & Banking History
The Master Checklist
Identity Proofs
PAN Card (NSDL verified) + Aadhaar Card (Mobile-linked mandatory for OTP & E-Sign).
Employment Proofs
Employee ID Card, Official Email ID, Latest Appointment / Increment / Experience Letter.
Financial Artifacts
Last 3 Months Salary Slips + Last 6 Months Bank Statement (Original PDF, no screenshots).
Residential Proofs
Utility Bill / Rental Agreement / Passport (Any one, current address only).
Self-Employed Documents
ITR (2–3 Years), Balance Sheet, Profit & Loss Statement, Business Registration Proof.
Banking & Credit Records
Active Bank Account, Regular Transactions, Healthy Credit History for faster approval.
EMI Intelligence
Real-time interest engine for your cash-flow planning.
Monthly Installment
₹ 16,251
Total Interest₹ 85,036
Total Payback₹ 5,85,036
Transparent Costing
| Component | Pricing Schedule |
|---|---|
| Rate of Interest | 9.99% to 21.49% (Reducing Balance) |
| Processing Fee | 0.5% to 3% (Deducted at Disbursal) |
| Foreclosure Charge | NIL after 12 months |
| Late Payment | 2% per month on Overdue Principal |
Knowledge Base
Minimum CIBIL Score?
Typically 720+, but we also consider new-to-credit profiles based on professional stability.
Top-up Facility?
Available after 6 months of clear repayment history with zero further documentation.
Is insurance mandatory?
It is optional but recommended to safeguard your family from debt in emergencies.
