Gold Loan
Unlock the Power of Your Gold.
Goodfind Wealth turns your idle jewelry into active capital. With our Gold Loan, you can meet any urgent financial need—be it medical, business, or education—within minutes, while your gold rests in high-security bank-grade vaults.
Spot Disbursal
Walk in with your gold and walk out with money in as little as 30 minutes. No long waiting periods.
Highest Per-Gram Value
Get the maximum loan-to-value (LTV) according to the current market price of 18k to 24k gold.
Asset Safety
Your gold is stored in three-layered electronic vaults with 100% insurance coverage and 24/7 monitoring.
No Income Proof Required
Unlike other loans, Gold Loans are based entirely on the value of your asset. We don't require salary slips, ITR, or high CIBIL scores to approve your credit.
Vault Benefits
Low Interest Rates
Starting at significantly lower rates than personal loans or credit cards because it is a secured asset.
Bullet Repayment
Option to pay only interest every month and the entire principal at the end of the loan tenure.
100% Insurance
Your jewelry is fully insured against theft or loss, giving you total peace of mind while it is with us.
Free Appraisal
Complimentary professional evaluation of your gold ornaments by certified experts using non-destructive methods.
Part-Release Option
Need some of your jewelry back? Pay a portion of the loan and release specific items from your pledged lot.
Minimal Processing
The fastest loan process in the market with paperless digital documentation and instant bank transfer.
Simple Eligibility
Applicant Criteria
- ✔ Minimum Age: 18 Years
- ✔ Citizenship: Indian Resident
- ✔ Profession: Any (Salaried, Business, Student, Housewife)
- ✔ No CIBIL Score Requirement
Gold Standards
- ✔ Purity: 18 Karat to 24 Karat
- ✔ Forms: Jewelry, Ornaments, or Gold Coins (Bank issued)
- ✔ Weight: Minimum 2 grams of net gold content
- ✔ Valuation: Only the gold weight is considered (not stones/gems)
Minimum Documentation
ID Proof
Aadhaar Card, PAN Card, Voter ID, or Passport (Any one).
Address Proof
Electricity Bill, Telephone Bill, or Ration Card (If current address is different from ID).
Photos
2 Passport sized photographs of the applicant.
Gold Value Calc
Estimate your loan amount based on your gold weight.
ESTIMATED LOAN AMOUNT
₹ 2,45,000
Monthly Interest₹ 1,837
Total Repayable₹ 2,67,044
Rate Card
| Parameter | Charges / Schedule |
|---|---|
| Interest Rate | 0.8% to 1.5% Per Month (9.6% to 18% p.a.) |
| Processing Fee | Flat ₹250 to 0.5% of Loan Amount |
| Appraisal Fee | NIL (Complimentary) |
| Late Payment Fee | 2% per month on overdue amount |
| Valuation Charges | Actuals (Only for high-value loans > ₹5L) |
Gold Knowledge Base
How much loan will I get?
As per RBI guidelines, you can get up to 75% of the market value of your gold's net weight.
What happens if I don't pay?
We provide multiple reminders. If the loan is not closed, the gold may be auctioned as per regulatory norms.
Is my gold safe?
Yes. Your gold is kept in ultra-secure lockers and returned in the exact same condition and weight as received.
